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TERM INSURANCE

 

Here is the way to provide the most coverage for each premium dollar. This type of life insurance is called TERM Insurance because it guarantees the premium and face amount of insurance for a specific period of time. The guaranteed time could be as short as one year or as long as thirty years. The longer you want the guarantee, the higher the premium will be.

All Term Policies are not the same. This can be compared to purchasing a car. You have to decide what options you want

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Conversion to other insurance

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Extention of the Term

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Spouse and other children riders

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Accidental death rider

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Disability Rider

These are just a few options that should be considered when choosing a policy. That is why we work with an extensive network of carriers to fit any situation. We have companies that offer guaranteed of grated issue are for people with health problems while other carriers provide programs that are expressly designed for the person in perfect health.

TERM EXAMPLES

$100,000

20 YEAR LEVEL TERM FOR 35 YEAR OLD MALE

LESS THAN $10.00 PER MONTH

QUARTER OF A MILLION DOLLARS OF PROTECTION

20 YEAR LEVEL TERM FOR 35 YEAR OLD MALE

LESS THAN $19.00 PER MONTH

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